Attention homeowners: Real estate appraisal services for in Scottsdale and Maricopa County
Check out the top seven reasons AZ homeowners hire Timeline Appraisal Services, LLC:
Own a house in or near Scottsdale, AZ and need help determining the price of it?
At Timeline Appraisal Services, LLC, we understand the unique needs of a homeowner after appraisal services. Our customary business clients understand the appraisal process and the standard reporting formats. Being a regular homeowner that most likely doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Timeline Appraisal Services, LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
Need to cancel PMI?
A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Timeline Appraisal Services, LLC, we're qualified in helping consumers just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge Maricopa county's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other properties close to yours. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Timeline Appraisal Services, LLC is your chief weapon.
Recently got a freeze your HELOC?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Timeline Appraisal Services, LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would wish to have a seasoned professional double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Timeline Appraisal Services, LLC can help you with that. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.