Attention homeowners in Scottsdale and Maricopa County: Need an appraisal?
The top seven reasons why AZ homeowners order from Timeline Appraisal Services, LLC:
Need help determining the price of your house in or near Scottsdale, AZ?
We at Timeline Appraisal Services, LLC understand the unique needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a regular homeowner that most likely doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Timeline Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Timeline Appraisal Services, LLC, we're qualified in helping homeowners just like you get rid of unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Timeline Appraisal Services, LLC is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Timeline Appraisal Services, LLC can help you reinstate your home equity line of credit with a professional appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? Timeline Appraisal Services, LLC offers field reviews where we'll go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.