Attention homeowners in Scottsdale and Maricopa County: Need an appraisal?
Here are the top 7 reasons AZ homeowners use Timeline Appraisal Services, LLC:
Need help deciding the price of your home in or near Scottsdale, AZ?
At Timeline Appraisal Services, LLC, we understand the unique needs of a customer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Timeline Appraisal Services, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping folks just like you do away with undesirable PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that is going down or is not appreciating as much as other houses close to yours. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from Timeline Appraisal Services, LLC is your strongest weapon.
Recently got a freeze your HELOC?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Timeline Appraisal Services, LLC can help you reinstate your home equity line of credit with a professional appraisal.
We Offer Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would like to have a professional double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Timeline Appraisal Services, LLC can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Timeline Appraisal Services, LLC can help with that too. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.