Need an appraisal in Scottsdale or Maricopa County?
Check out the top 7 reasons AZ homeowners hire Timeline Appraisal Services, LLC:
Need help determining the price of your house in or near Scottsdale, AZ?
We at Timeline Appraisal Services, LLC understand the special needs of a consumer after appraisal services. Our usual business clients understand the appraisal process and the standard reporting formats. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Timeline Appraisal Services, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Timeline Appraisal Services, LLC, we're veterans in helping folks just like you do away with unnecessary PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if you live in an area that's declining. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal report from Timeline Appraisal Services, LLC is your strongest weapon.
HELOC recently frozen?
Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. A professional appraisal from Timeline Appraisal Services, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Timeline Appraisal Services, LLC can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Timeline Appraisal Services, LLC can help you with that. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.