Appraisal services for Scottsdale and Maricopa County homeowners
The top seven reasons why AZ homeowners order from Timeline Appraisal Services, LLC:
Own a home in or near Scottsdale, AZ and need help determining the price of it?
We at Timeline Appraisal Services, LLC understand the individual needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a regular consumer that ordinarily doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Timeline Appraisal Services, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value report than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping customers just like you rid yourselves of undesirable PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if your home is not appreciating as much as other properties nearby. This means you are probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Timeline Appraisal Services, LLC is your chief weapon.
HELOC recently frozen?
If your property is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Timeline Appraisal Services, LLC can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for precision or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.